free mortgage drop-in session

We are proud to provide all Harrison Clark Rickerbys employees with a complimentary 15-minute consultation with one of our mortgage advisers. We are also pleased to offer fee-free mortgage advice to all HCR employees!

move with confidence
looking to have a one-on-one discussion with a mortgage expert?

Seeing a mortgage adviser can bring numerous benefits to helping you navigate through your home buying, selling or remortgage process.

A mortgage adviser can help you gain a better understanding of the different mortgage options that are available to you, based on your financial situation and goals. Mortgage advisers save you time by researching the market and only approaching the lenders that suit your circumstances. This avoids unnecessary credit checks that leave a record on your credit history, which can impact your chances of obtaining a mortgage with another lender.

In addition, they can help you compare and evaluate the pros and cons of different mortgage products, and recommend the best option for you.

Working with a mortgage adviser can help you make informed decisions, save on costs, and make the entire home buying process seamless and less stressful.

HCR employee discount

Your first drop-in session is free of charge. However, if you wish to book a follow-up session there may be an additional charge. We are offering a special discount on our follow-up sessions exclusively to HCR employees, see cost breakdowns below:

FREE

Discovery Meeting

For all mortgage related advice, we will have a further discovery meeting at our own cost. This meeting allows us to discuss your circumstances in more detail, as well as obtaining more information from you. This further discovery meeting does not come with any obligations to progress further.

FREE (£̶4̶9̶5̶)

Mortgage and Remortgage Advice

Following our discovery meeting, and after your signed consent to proceed, we will begin our research. Once we have found the most appropriate mortgage for you, we will discuss our recommendation with you, providing an explanation as to why this is the right mortgage for you.

FREE (£̶2̶5̶0̶)

Product Transfer

When assessing your remortgage needs, our recommendation may be that you should change to another mortgage product with your existing lender. As this involves less work, we would typically charge a lower fee to clients. However, as we are providing fee-free mortgage advice to employees of HCR, there is no difference in cost between mortgage, remortgage or product transfer advice.

For all mortgage, remortgage and product transfer advice, we will receive a procuration fee from the lender, if you proceed with a mortgage that we have recommended. We will not charge you a separate mortgage advice fee directly.

View our Terms and Conditions.

What you need to know...

Meeting location

Our meetings will be held via Microsoft Teams. You are welcome to bring a third party to any of our meetings, if you would prefer. If you would like to meet in person, please contact us. Please note that a meeting in person may attract a charge, which we will let you know in advance.

What you need to know...
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One free session in a 12 month period

Please note that you are only entitled to attend one free drop-in session and one free discovery meeting in a 12-month period. We reserve the right to charge for any additional drop-in sessions and discovery meetings that you attend within a 12-month period. We will let you know of any charges in advance of any additional meetings.

advice you can trust
our mortgage services

If you wish to book a follow-up session with one of our mortgage advisers, please note that it may come at an additional cost.

However, we are offering a special discount on some of our follow-up sessions that are exclusive to HCR employees.

mortgage drop-in clinic
book an appointment

We offer 15 minute drop in sessions with one of our mortgage advisers, where you can ask any mortgage-related questions you may have.

The drop in sessions are provided free of charge, however any subsequent advice required may incur fees. Any fees will be disclosed to you before they are incurred.

Drop in sessions are limited to one per person over a 12 month period.

Please note

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some Buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited (14/04/2023).

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