Fee-Free Mortgage Advice & Amazon.co.uk Gift Card* – Save Money, Save Time

Get expert mortgage advice from our whole of market mortgage advisers and claim up to £125 Amazon.co.uk Gift Card*.

Free mortgage advice – saving you an average of £495 and putting money straight back in your pocket.

We work with First-Time Buyers, Home Movers and those looking to Remortgage.

3 ways to contact us

Complete our Contact Form

Email our Mortgage Team

Call our team on 01905 701270

Kind Wealth Free Mortgage Advice, Terms and Conditions Apply.

*Restrictions apply, see www.amazon.co.uk/gc-legal

5.0
Based on 13 reviews
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John F.
16:14 12 Feb 25
Hey guys and girls are you retired or thinking about early retirementWell let me share my experienceI contacted Kind Wealth in oldbury WOW here's me a 61 year old with no idea about my pension pot lol 61 but the new (40 ) So I found it a mine field . Was I surprised initial meeting was set up and all relevant questions was answered by David (surname on request ) His manner was calming and I felt relaxed he even said ask questions how ever silly they may be .Well I engaged with him and obviously he explained in simple terms but how relaxed I felt and he made me feel important. I've been with this company for neigh on 2 years and must admit I get annual reviews plus they are only a phone call away .Believe me best decision I've made in a mine field of pension operatives 5 stars from me
Stephen L.
13:53 03 Feb 25
Kind wealth were very easy to work with
Amber W.
14:09 20 Jan 25
We couldn’t recommend Joe more!! He’s been incredible at helping us as first time buyers. He was extremely professional and always happy to answer any queries or alter anything we were not sure on. He got us a great deal for our mortgage and life insurance. We couldn’t be more grateful for all the hard work Joe has done for us.
Annie M.
11:47 02 Aug 24
I wish I could give Joe 10 stars. He was nothing short of amazing, managing my remortgage with precision, attention to detail, care, and dedication. No question was too trivial, and he continually reassured me throughout the entire process, especially regarding changing rates. Joe went above and beyond, supporting me with my lawyer and meticulously checking all my paperwork. Thank you so much, Joe. I will continue to recommend you to everyone I meet.
Ben W.
13:00 19 Jan 24
Joe Tumelty was excellent. Provided the best options in the market and was prompt in responses to any questions or changes that needed to be made. Would highly recommend if you want a stress free service.
Emma O.
10:27 03 Jan 24
Joe from Kind Wealth was incredibly helpful in securing me a mortgage to buy my first home. As a first time buyer I was slightly perplexed by the process but Joe took time to explain everything to me, even the stupid questions! I never felt under any pressure and knew that advice was only a phone call away if I needed it. Joe took time to understand my individual circumstances and requirements, offering tailored advice based on this. I appreciated his flexibility in submitting my application - we were applying at a time where rates changed daily, but this was never a problem. Thanks for such friendly, expert support. It made a daunting process feel much easier! I’d recommend Kind Wealth to anyone looking for help with their mortgage.
Joeli B.
00:07 09 Nov 23
As a first time buyer looking for a mortgage when interest rates have been so high, Kind Wealth have been absolutely exceptional. Joe Tumelty in particular has been so helpful, on hand whenever I needed to ask questions and explaining everything in a way that made complete sense. He was always very proactive in progressing matters for me and made me feel that nothing was too much trouble. I cannot recommend Joe enough to anyone looking for a mortgage advisor. Will definitely be using Kind Wealth again - thank you so much!
Jason D.
21:35 12 Jun 23
I can not recommend Kind Wealth Ltd enough and in particular David Huntbach.I was retiring early and had a specific requirement to review a couple of pensions, one being a final salary one. I was looking for some advice to find the best solution for my circumstances and someone to give fair honest advice. I came across Kind Wealth more by accident after ringing a local financial advisor who said there was very few companies that would help or advise on my kind of pension but highly recommended David. I did my research and checked them out but was unsure what to expect or what they could do.David came to see me and took his time to gather all my relevant information and financial situation and then over time provided me with a number of options. He made sure these were clearly described and gave me plenty of time to consider all my options. At no point feeling pressured to make a decision.However it was relatively easy as the options that were provided me a much better financial arrangement if I had just gone along with the offer from my current providers.The whole experience has been professional, friendly, informative and at all times I was able to ask the ‘daft question’ which was really important for me as I was unskilled in this area and needed to trust the person/company I chose.I’m sure based upon my experience Kind Wealth could help many in a similar situation of not knowing what options are available to someone retiring and to not just accept what’s on offer from your provider.

Amazon.co.uk Gift Card*

How much will you receive?

The size of the Amazon.co.uk Gift Card* you receive will depend on the size of your mortgage. You will receive the voucher upon completion of your mortgage.

Amount borrowed

£25 Voucher

Up to £150,000

£50 Voucher

£150,001 - £300,000

£75 Voucher

£300,001 - £450,000

£100 Voucher

£450,001 - £600,000

£125 Voucher

Over £600,000

Kind Wealth Free Mortgage Advice, Terms and Conditions Apply.

5 Reasons to Choose Kind Wealth

Access to More Lenders & Better Rates*

We’re not tied to any single lender; we’ll search across the whole of market for mortgages to find you the right mortgage.

*By choosing to be part of the Quilter Financial Planning network, we can access better rates through exclusive deals with lenders.

Expert Guidance at Every Step

Skip the guesswork. You’ll have your own dedicated mortgage adviser who will be with you every step of the way. We’ll help you navigate mortgage options, paperwork and approval.

Quick, Transparent Process

Enjoy clear communication and a step-by-step approach, so you’re never left in the dark.

Save Money & Time

Our free advice saves you an average of £495, plus we’ll handle all of the admin to close on your mortgage faster.

Flexible & Personalised

We tailor recommendations to your unique needs – whether you’re a first-time buyer, moving home or remortgaging.

Claim Your Free Mortgage Consultation**

**Other charges outside of Kind Wealth may apply, including but not limited to: fees charged by the lender, conveyancing fees and any relevant insurance policies relating to your property. You will be made aware of these fees prior to any commitment to proceed with a mortgage application.

Who do we help?

First-time buyers

Buying your first home is an exciting and memorable experience. Sure, it can be a little stressful with all the decisions and paperwork, but the joy of owning your home makes it all worth it.

As this is likely the first time you would have entered the world of mortgages, you will have questions for us to answer. We take great pride in explaining what a mortgage is, how Help to Buy schemes work, how much deposit you will need and what you need to be aware of when buying a home.

We will hold your hand and take extra care, as we understand this is your first time seeking a mortgage. As we’ve been in the mortgage business for a while, we know the lenders’ criteria and requirements, so we can match you to an appropriate lender. There’s also less risk of your transaction falling through due to the delays and a quicker transaction than if you were to do it yourself.

First-time buyers

Buying your first home is an exciting and memorable experience. Sure, it can be a little stressful with all the decisions and paperwork, but the joy of owning your home makes it all worth it.

As this is likely the first time you would have entered the world of mortgages, you will have questions for us to answer. We take great pride in explaining what a mortgage is, how Help to Buy schemes work, how much deposit you will need and what you need to be aware of when buying a home.

We will hold your hand and take extra care, as we understand this is your first time seeking a mortgage. As we’ve been in the mortgage business for a while, we know the lenders’ criteria and requirements, so we can match you to an appropriate lender. There’s also less risk of your transaction falling through due to the delays and a quicker transaction than if you were to do it yourself.

Home movers

Buying a new home while moving from an old one marks the beginning of a new and exciting chapter.

A “home mover” mortgage is for those who already own a property and are looking to move to another. It’s a process where you must navigate selling your current home while simultaneously securing your next one. You’ll need to ensure the necessary financial arrangements are in place, and navigate through the maze of paperwork and legalities.

It might sound a lot to think about, but when you’ve got a team like ours doing the hard work, it becomes a breeze.

We can provide guidance and advice on the most suitable options available based on your unique circumstances, ensuring a smooth transition from one home to another.

Remortgages

Remortgaging is something almost all homeowners must deal with, and it involves replacing your existing mortgage with a new one, either with your current lender or a different one.

The remortgaging process is often undertaken for various reasons, such as securing a lower interest rate, securing a new fixed rate for when your current one expires, reducing monthly payments or consolidating debts.

It’s a decision that needs to be made with a clear understanding of the potential benefits and implications, so seeking professional mortgage advice is vital to ensure it aligns with your long-term financial goals.

Remortgages

Remortgaging is something almost all homeowners must deal with, and it involves replacing your existing mortgage with a new one, either with your current lender or a different one.

The remortgaging process is often undertaken for various reasons, such as securing a lower interest rate, securing a new fixed rate for when your current one expires, reducing monthly payments or consolidating debts.

It’s a decision that needs to be made with a clear understanding of the potential benefits and implications, so seeking professional mortgage advice is vital to ensure it aligns with your long-term financial goals.

Don’t just take our word for it.

“Being first-time buyers, navigating through the world of mortgages felt daunting; however, after our initial chat with Joe, we were immediately put at ease, and it was clear we were in good hands. Joe worked tirelessly to ensure we got the outcome that suited our needs.”

Chrissy, First-time buyer

“We chose Kind Wealth to assist us when looking for a mortgage, as they already advised us with our finances. The real value was in the weeks running up to exchange when our solicitor and mortgage adviser worked together to get responses from the lender in timescales that would have been challenging otherwise.”

Michael and Clara, Home movers

“We asked for Joe’s help in summer 2023 with a mortgage; he came highly recommended by friends and colleagues. He even managed to swoop in and secure us a better rate just before we exchanged and completed, saving us over £100 each month.”

Chris & Jenna, Home mover

Next steps

How it works

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Book a Free Consultation**

Fill out our quick form below, email us at pluxeemortgages@kindwealth.com or call us directly on 01905 701270.

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Discuss Your Needs

We’ll find the most suitable options from the whole market.

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Submit Your Application

Our experts guide you through every form and requirement.

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Receive Your Mortgage & Gift Card

After the mortgage completes, enjoy your new mortgage, and your Amazon.co.uk Gift Card*

Ready to secure a more suitable mortgage deal and claim up to £125 Amazon.co.uk Gift Card*?

Our expert advice is 100% free as part of your employee benefits package.

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Your home may be repossessed if you do not keep up repayments on your mortgage.
Some Buy-to-let mortgages are not regulated by the Financial Conduct Authority.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE

Approved Quilter Financial Services Limited & Quilter Mortgage Planning Limited 14/03/2025

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