investment planning.

achieve your financial goals with the right investment strategy

having the right investment strategy will help you to achieve your financial goals

Investment planning is designed to diversify your portfolio and there are many areas to consider.

Whether you are investing a lump sum, regular amounts or reviewing an existing portfolio, an adviser will explain the different types of investments available, as well as the benefits and risks.

Your portfolio will be regularly reviewed to check that it is on track to meet your goals, and we will advise you if we feel any changes are needed.

expert advice

investment planning opportunities we can advise on…

Investing for income

With interest rates at relatively low levels, we can help you to consider alternative options. We can recommend a portfolio to suit your goals and attitude to risk, which invests in fixed interest, equities and property. These types of investments have the potential to generate a higher level of income than you can receive from interest on a bank account.

Junior ISAs

A tax-efficient way to save for your children’s financial future and introduce them to the importance of saving.

Onshore and Offshore Investment Bonds

Medium to long-term investments with the potential for capital growth and the option of a tax-deferred income via partial withdrawals.

Discretionary Fund Management

We can advise on appropriate Discretionary Fund Management, where a bespoke portfolio can be created and managed to match your risk profile and individual needs.

Investment Bonds

Long-term investment wrappers allowing you to diversify, switch investment funds and potentially reduce personal tax liability.


A tax-efficient investment with the potential to generate long-term capital growth and income.

Growth and Income Portfolios

We can recommend portfolios designed to generate growth or income, or even a combination of the two, taking into account your attitude to risk.

Unit Trusts and Open Ended Investment Companies (OEICs)

Medium to long-term investments with the potential for capital growth and/or income, with the option to utilise the annual Capital Gains Tax exemption.

frequently asked questions

Why is investment planning important?

Investment planning allows you to potentially grow your wealth for greater financial returns. These returns can be achieved by assessing your different investment options. You can set up end goals and feel comfortable that you are aware of the opportunities and risks.

How much should I invest?

There is no definitive amount of how much you should invest, as this decision is up to you. But before investing, you should set money aside to establish an emergency fund, in case you require quick access to cash, for example, if you had to fix your car.

How do I ensure that my portfolio is diverse?

Your financial adviser will work with you to ensure that your portfolio is diverse. Having a diverse portfolio spreads your money across different types of investment, different geographic regions and different sectors of the economy.

Please note

The value of investments, and the income that they produce, can falls as well as rise. You may get back less than invested.

An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society.

The levels and bases of taxation and reliefs are subject to change and are also generally dependent on individual circumstances.

Investors do not pay any personal tax on income or gains, but ISAs may pay unrecoverable tax on income from stocks and shares received by the ISA managers.

Stocks and Shares ISAs invest in Corporate bonds; stocks and shares and other assets that fluctuate in value.

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Inheritance Tax Planning, Estate Planning and Tax Planning are not regulated by the Financial Conduct Authority.

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

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helping you reach your life goals through proper management.

Kind Wealth Limited is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

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Kind Wealth is registered in England and Wales No 08431437, Registered Address Old Bank Chambers 582-586 Kingsbury Road, Erdington, Birmingham, B24 9ND.