News & insights

The environment in which we make decisions effects our emotions and can influence the choices we make. Our emotions, not our practical reasoning often drive our choices.

Latest data from the UK housing market presents a mixed picture, with dwindling demand and limited supply contrasting markedly with strong transaction figures.

This is not an article about inheritance tax planning, per se. Although, we can certainly help if you want advice on the subject and help you not miss out on the valuable allowances available.

During a ‘mini-budget’ delivered on 23 September, the Chancellor outlined a Growth Plan centred on the biggest package of tax cuts in fifty years.

It’s rude to talk about money. That’s something that many of us have drummed into us as small children. But in some instances, we really should talk about money. Take the subject of inheritance for example.

Kwasi Kwarteng’s first set piece as Chancellor of the Exchequer was never going to be easy, even before the 0.5% increase in interest rates the day before.

While most of us won’t be lucky enough to amass similar sums of money in our lifetime, it doesn’t necessarily mean we’ll avoid the issue of inheritance tax (IHT) if we do feel it’s right to pass our wealth on to our children or grandchildren.

It’s harvest time in the farming calendar. Land management has proven that the timing and order in which crops are harvested makes a great deal of difference to the yield.

Online discounts and the hot summer weather have encouraged an uplift in retail sales, with the latest official statistics showing a rise in July.

New buyer enquiries fell for a third consecutive month in July, the RICS report showed, with a headline rate of -25%. This is comparable to June’s reading (-27%) and means the market has now endured the longest stretch of falling demand since the early pandemic days.

At the time of writing this we continue to face challenging times. As we have emerged from the pandemic, we have entered a period of instability with the war in Ukraine and a cost-of-living crisis at home.

Most of us assume we would be delighted to receive a substantial sum of money. It’s fun to make that mental list of extravagant purchases such as holiday homes or your dream two car garage. However, while it’s a nice problem to have, it can be daunting. This is particularly true where the money is unexpected.